Moneris.com Credit Card Processor

Moneris.com Credit Card Processor Overview

Moneris.com Credit Card Processor is one of many gateway companies from which a user may choose. Moneris.com provides the user's store with the capability to communicate with major credit card companies, enabling the user to successfully process payments.

Moneris.com Credit Card Processor Properties

  1. The selected Credit Card processor for user ... is [select box] : A select box indicating the Credit Card Processor that is currently active for the given store. Choosing an item from this select box will automatically transfer the user to the screen that corresponds with the selection made.
  2. Server: The URL of the Moneris.com Server that the shopping cart should connect to in order to send & receive credit card transaction data.
  3. Timeout: A numeric value indicating the number of seconds that the shopping cart should attempt to reach a connection with Moneris.com Credit Card Processing before canceling the transaction.
  4. Store ID: The Store ID is a unique code assigned to the user's Merchant Account by Moneris.com.
  5. API Token: This is your Moneris.com Account ID that authenticates your account specifically for making API calls.
  6. Transaction Type: A user may select between Authorize Only and Authorize and Capture. If the Transaction Type is set to Authorize Only, the Credit Card Processor will first ensure that sufficient funds exist in order for the transaction to be possible, and it will place a hold on these funds (where applicable), preventing the buyer from using the same funds in a separate transaction. If the Transaction Type is set to Authorize and Capture, the Credit Card Processor will complete all processes included in Authorize Only, but they will also bill and finalize the transaction, creating a record of its occurrence. When this happens, money changes hands from the buyer to the retailer, essentially.
  7. Payment Name: The value entered in this field determines the label that appears next to the Credit Card payment option on the first page of the CheckOut process, where the customer is meant to select the method of payment he/she wishes to use. If this field is left blank, the default label for the option (Credit Card) will be inserted.
  8. Submit Amounts: A dropdown indicating the Currency that will be transmitted to Moneris.com. Options are as US Dollars and as Selected Currency. If As Selected Currency is chosen, then the transactions sent to Moneris.com will be marked as being in the Currency specified for the given User on the Users screen | Store Configuration section | Currency setting.

Moneris.com Credit Card Processor Setup Instructions

moneris properties:
    
production url: https://www3.moneris.com:43924/gateway2/servlet/MpgRequest        test url: https://esqa.moneris.com:43924/gateway2/servlet/MpgRequest

The test environment will approve and decline transactions based on the penny value of the amount. .00, .01 and .04 will approve, other values will decline. (i.e. 37.01 will approve and 37.10 will decline). Transactions in the test environment should not exceed $1000.00. This limit does not exist in the production environment.

TEST IDs  --------------------------------------------  store_id    api_token   Username    Password  --------------------------------------------  store1      yesguy      DemoUser    password  store2      yesguy      DemoUser    password  store3      yesguy      DemoUser    password    TEST CARD NUMBERS  --------------------------------------------  Card Plan   Card Number  --------------------------------------------  Mastercard  5454545454545454  Visa        4242424242424242  Amex        373599005095005 (Amex will approve on .37 and .70)  Diners      36462462742008

To access the Merchant Resource Center in the test environment go to https://esqa.moneris.com and use the TEST Username/Password